Tuesday, August 17, 2010

I think we're being shoved.

I have said again and again that I think we need a push -something monumental- to get us out on our land. I don't think I realized what I was asking for. Yesterday, I think we got shoved.

We've known for awhile that foreclosure was heading our way. The bank just stopped working with us midway through a modification, denying us because of their clerical errors, yet still very happy to continue to take payments. Even going so far as to asking for more than our monthly due. One month they asked for a rounded up full amount twice so we could prove we really wanted the house while they filed incongruent paperwork, case managers mysteriously left and verbal agreements were never documeted. Even though beforehand you're given a voice-recorded message saying the calls are taped, somehow they don't have access to these tapes and cannot go back to verify anything.

All in all it was a big huge mess. Yesterday, they finally threw down the gauntlet demanding payment in full by the begining of September. Obviously, that's not going to happen. The bottom line is we're losing the house, we have at least until September, maybe October even. But we need a plan and need to take the momentum of the push and move forward as fast and hard as we can.

We weighed our options. We could rent but we'd need thousands down and a place for animals. Many places don't do pets at all and want first/last/security. We could rent and get rid of the animals, something that really doesn't jive with us. Then we realized this might be the push we need to get out there. Take our money and put it into getting the shabin ready instead of saving just to move into a place.

No, Rob doesn't have a job out that way yet. We'd have to figure something out for that but he's calling on some jobs he has resumes with and we're letting it go that it'll work out however it needs to. The sooner we're on the land, the sooner we can start farming it and maybe not need that full time job.

So, today I'm sick with a headcold and it's all really quite a lot for me to even comprehend right now. I know we have friends we didn't know of and hope. Mix those together and I think we'll be alright.



  1. Oh, so sorry to hear of your bad fortune. Here's praying it becomes your good fortune!

  2. Yep, you've got friends you didn't even DREAM about!!!! Good luck!!!! You're gonna be fine! Just think how it must have felt to be one of the Pilgrims!!!! You can do this!

  3. Read about you over at Cold Antler and tracked down your blog. Just wanted to say I'm pulling for you guys. I'm sure you feeling more like you got shot out of a canon than just nudge on the shoulder but I think you're headed in the right direction. Best of luck to you and your family!

  4. So sorry to hear this, Crystal . . . but it sounds like you guys are seeing a silver lining. Just seeing the banner on your blog when I clicked over here said it all . . . you guys are heading in the right direction, even if it's not the way you'd planned to get there!

  5. Thanks all! We're moving foward. I started the first phase of the electric getting turned on. Wow, it's a convoluted path.

  6. Hello, I saw Jenna's post about you, and I don't have Paypal, or intend to do anything along those lines, but I would send some actual cash if I had a mailing address to send it to.

    If you'd like, email me at rdamel@suddenlink.net and if you can get me an address to write to, I'll send something to help you with your dream. I hope things start getting better for you and all your family very soon.

    The spider photo--the yellow and black one looks like a common garden spider, and those are good spiders. But I didn't know if they lived in Florida or not (I'm in the midwest).
    Good Luck!
    Melissa M.